Up to P500 cashback when you Scan to Pay at supermarkets via BDO Pay
Sep 1 – Oct 31, 2026
Eligible cards
Up to P500 cashback when you Scan to Pay at supermarkets via BDO Pay
Scan to Pay via BDO Pay with a minimum spend of P2,500 per single- receipt transaction and get 5% cashback.
Maximum cashback is capped at P500 during the Promo Period.
Available at supermarkets nationwide.
Cashback earned will be credited within sixty (60) days after the end of the Promo Period.
September 1 to October 31, 2026
The Promo will run from September 1 to October 31, 2026. All transactions must be made within the Promo Period to avail of the Promo.
To qualify for the Promo, a customer must successfully complete a Scan to Pay transaction at a qualifying supermarket using the BDO Pay app through any of the following methods:
BDO Deposit Account/s, BDO Basic Account, or BDO Credit Card/s must be active upon the time of crediting.
Scan QR – Scan printed QR or POS terminal of a BDO-acquired merchant (for Debit Cards, Credit Cards** & Deposit Accounts/Bank Accounts).
Show QR – Generate a QR code from the BDO Pay app and present it to the merchant (for Debit Cards, Credit Cards** & Deposit Accounts).
Other banks
The same kind of deal, from other banks.
Same bank
Scan QRPh – Scan any merchant’s QRPh code using the BDO Pay App (for Debit Cards, Deposit Accounts, & BDO Basic Accounts only).
**For Credit Card customers, Scan to Pay will apply to BDO acquired merchants only. BDO shall determine whether a transaction qualifies for the Promo based on the Merchant Category Code (“MCCs”) and its promo records.
Cashback earned will be credited within sixty (60) days after the end of the Promo Period and the customer will be notified via Viber/SMS. Cashback earned will be credited to the customer’s eligible BDO Account or Credit Card. Where the customer has multiple eligible accounts, the cashback shall be credited to only one account in accordance with the following order of priority:
Exclusions
Transactions from the following are not eligible:
BDO reserves the right to determine exclusions based on merchant category codes assigned by the acquiring bank of each merchant establishment.Casinos or from merchants engaged in betting or gambling
Transactions that have been used to qualify for or to redeem rewards under other ongoing BDO Pay promos.
Earning of Cashback
Example
Scenario 1: A customer makes multiple transactions within the promo period
| Transaction Dates | Transaction Amount | Remarks |
|---|---|---|
| September 1, 2026 | P5,000 | Qualified for 5% cashback, P250 |
| October 1, 2026 | P5,000 | Qualified for 5% cashback, P250 |
| TOTAL | P10,000 | Total cashback of P500 |
Scenario 2: A customer makes multiple transactions within the promo period, but one transaction has already reached the max cashback cap
| Transaction Dates | Transaction Amount | Remarks |
|---|---|---|
| September 10, 2026 | P4,000 | Qualified for 5% cashback, P200 |
| September 30, 2026 | P6,000 | Qualified for 5% cashback, P300 |
| October 15, 2026 | P5,000 | Not qualified for cashback as the customer reached the cashback cap of P500 |
| TOTAL | P12,500 | Total cashback of P500 |
Per DTI Fair Trade Permit No. FTEB-265937 series of 2026. Deposits are insured by PDIC up to P1 Million per depositor.
Summarised from BDO Unibank's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
