2026 Click 2 Cashback – Non Digital

• To qualify for the promo, registration is not needed. Just complete the required qualified transaction.
• If a cardholder changes and/or updates his or her mobile number during the promo period, the cardholder must inform Metrobank by calling our Metrobank Customer Service Hotline at (02) 88-700-700 that he or she changes and/or updates his or her mobile number and would like to register the new mobile number. The same applies for new customers that have activated their credit card for the first time within the promo period.
• Supplementary cardholder/s is/are automatically registered under the principal cardholder. Transaction/s made by the supplementary cardholder/s will be included in the primary cardholder’s transaction/s.
• By joining this promo, he or she agrees that his or her personal information shall be subject to the confidentiality, data privacy and other security terms of Metrobank’s service provider, Giftaway.
• A visual transaction and incentive tracker where all qualified transactions and corresponding incentive will be available to registered customers starting September 10, 2026. Only the principal cardholder can access the tracker which will be updated within 7 to 10 banking days after the transaction has been posted in Metrobank system. Metrobank will no longer send token SMS with links in compliance with the BSP Memorandum No. M-2022-015. Illustration:

• A qualified customer can redeem the cashback by following the steps below. How to Redeem the cashback: a. Visit https://metrobankcard.mymcc.gift b. Log-in your mobile number found in Metrobank’s database c. In the Joined Promos section, click check progress under “2026 Click 2 Cashback” tab and enter the registered mobile number. d. Click the Claim button to redeem your cash rebate which will be credited within 60 days after the end of the promo period. e. Only the principal cardholder can access the self-help tracker which will be updated within 7 to 10 banking days after the transaction has been made.
• The promo and cashback entitlement is based on a customer level. Multiple Metrobank credit cards under the same customer number will be considered as one unique cardholder. Qualified and transactions made by supplementary cardholder/s and/or other Metrobank credit card/s (if any) which share the same customer number will be combined in the number of entitled token codes.
• A principal cardholder is entitled to maximum of one (1) cashback per customer for the duration of the promo period. Supplementary cardholder transaction/s will be included in the computation of the one (1) cashback.
• The redemption period is from September 10, 2026 to December 20, 2026 or within sixty (60) days after the end of the promo period and redemption period. All redemption requests made after the redemption period or after sixty (60) days will not be accommodated. All unredeemed cashback will be forfeited after the expiration date indicated in the SMS and self-help tracker.
• The cardholder who reached the minimum accumulated spend will receive a qualified or confirmation SMS from Metrobank with MCC as sender and he or she will need to redeem to claim the cashback which will be credited within 60 calendar days. Illustration:

• Qualified Transactions: Includes all online / MOTO / eCommerce transactions made local and international. Merchant Installment (0% or Shop Now, Pay Later) made online is also included in the qualified transaction.
• “Non-Qualified Transactions” are all transactions not included in the list of qualified transactions in #15 including other retail transactions that are not made online, mobile payments / mobile wallet transactions, eComm payment system and transactions with merchant category codes of 6540 (such as but not limited to Lazada Top Up, PayMaya Add Money, Shopee Pay, GrabPay), 6010, 6011 and 6012 found in Metrobank’s database, as well as Send Money, Bills2Pay, Pay Bills, Cash Advance, Balance Transfer, Balance Conversion, and Cash2Go transactions.
• The incentive cost equivalent is VALID in conjunction with any ongoing promos.
• Metrobank will not oblige to the cardholder’s request of extending the redemption of the cashback once sixty (60) calendar days has passed. All questions and issues will only be accepted within sixty (60) days after the end of the promo period or not later than December 20, 2026, after which, Metrobank will no longer entertain disputes and / or requests.
• A cardholder and transaction/s will be disqualified from the promo if his or her Metrobank credit card becomes past due, delinquent, suspended, cancelled or terminated before the release of the cashback. If the cardholder does not pay for his or her balances because of his or her concern/s, Metrobank will not be liable on the accrued charges to his or her account.
• Metrobank reserves the right to disqualify a previously approved transaction that was cancelled or charged back within the promo period. Should the cardholder receive the incentive but was later on deemed unqualified for not meeting the requirements of the promo due to disputes arising from erroneous, invalid, fraudulent or unauthorized transactions, the cost of the cashback shall be charged by Metrobank to the cardholder’s credit card account.
• All questions regarding the cardholder’s eligibility to this promo shall be resolved by Metrobank, with the concurrence of DTI.
• The use of Metrobank credit card in connection with this promo is subject to the Terms and Conditions governing the issuance and use of Metrobank credit cards.
• By joining or availing of this promo, the cardholder confirms that he/she has read, understood and agreed to the promo mechanics and its terms and conditions.
• For any questions or clarifications, please contact Metrobank at 88700-700 or e-mail customerservice@metrobankcard.com.
• Metrobank is regulated by the Bangko Sentral ng Pilipinas (BSP). Customers may likewise refer their concerns to the Bangko Sentral ng Pilipinas (BSP) at 8811-1277 or send an email to consumeraffairs@bsp.gov

METROBANK CREDIT CARDS

Terms & Conditions

Per DTI Fair Trade Permit No. FTEB-264600, Series of 2026. Promo Reference No. CCPD26-308

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