Swipe Essentials, Score eGCs! Register your Security Bank credit card and use it for groceries, pharmacies, restaurants, fuel, transportation, and medical services to earn up to PHP 10,000 eGCs!
Swipe Essentials, Score eGCs
Eligible cards
Important Note: Transactions made using Security Bank Classic, Complete Cashback Platinum, Next and Corporate Mastercard are not eligible for this Promo.
| Tier | eGC Reward | Accumulated Spend Requirement |
|---|---|---|
| 1 | PHP 2,000 | PHP 30,000 |
| 2 | PHP 5,000 | PHP 60,000 |
| 3 | PHP 10,000 | PHP 100,000 |
| Note: Reward entitlement will be based on the highest tier achieved within the promo period. | ||
| Eligible Transactions | Ineligible Transactions |
|---|---|
| • Category & MCCs: • Grocery/Supermarkets: 5411, 5422, 5262, 5451, 5399, 5499 • Fuel/Gas: 5541, 5542 • Transportation (Taxi/Ride-Hailing Apps): 4121 • Pharmacies/Drugstores: 5912, 5122 • Hospital/Medical Services: 8071, 8021, 8011, 8099, 8062, 8043, 8042, 8031 • Restaurants: 5812, 5814, 5811 • Transaction Location: Local (PH) • Transaction Mode: • Point-of-sale (in-store/ card present) • Online and Mail & Telephone Order transactions | • All categories and MCCs not specified under Eligible Transactions • Transactions made prior to the registration date • Transactions made after the Promo Period • Transactions made using Security Bank Classic, Complete Cashback Platinum, Next, and Corporate Mastercard • Installment transactions • Overseas / International transactions • Subsequently cancelled or refunded transactions |
Only the Principal Cardholder with a Unique Code may register for the Swipe Essentials, Score eGCs All qualified essentials transactions made by the Principal and any Supplementary Cardholder(s) will be combined and credited to the Principal Cardholder’s total qualified transactions.
For Principal Cardholders with multiple Security Bank credit cards, eligible essentials transactions across all qualified cards will be included in the accumulated spend.
Transactions not posted by October 14, 2026 (10 banking days from the last day of the Promo Period which is September 30, 2026) shall not be qualified for the Promo.
The awarding of the eGC will be on or before November 12, 2026 (30 banking days after the promo period).
The Cardholder’s Security Bank credit card must remain open and in good standing, with all terms and conditions met by the Cardholder at the time of awarding. Otherwise, the reward will be forfeited.
For Cardholders qualified for the eGC, the eGC Code will be sent to the Cardholder’s registered mobile number by Giftaway. To redeem, the Cardholder must follow these steps:
Important Notes:
Summarised from Security Bank's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
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The eGC is non-transferable, not convertible to cash, non-refundable, and not replaceable when lost, and is not for sale. Lost or deleted codes may be requested subject to validation by Security Bank in accordance with the Terms and Conditions of the Promo pertaining to redemption and use.
If a Cardholder meets the minimum spend requirement during this Promo Period but is not part of the targeted promotional advisory via Viber, SMS, Email, and/or Security Bank app notification, they will NOT be eligible to get the eGC.
Security Bank reserves the right to reverse or adjust the eGC awarded if the qualifying transactions were disputed or cancelled on a later date, or if the transaction is found to be invalid or fraudulent, or if a reversal of entry is made on any of the qualified transactions, or if there is erroneous posting of the rebate, or if the transaction was used to register or redeem from another ongoing promo.
By registering to the Promo, the Cardholder consents to sharing their mobile number with our third-party vendor, Giftaway, for the purpose of sending a confirmation message about the successful registration.
The personal information we collect from the Cardholders will be used, or shared with third parties (including related companies, third party service providers, and third-party sellers), for the completion of the redemption process for Security Bank. Further, the Cardholder agrees to receive SMS/text messages or emails in relation to the Promo, such as but not limited to SMS or emails confirming earning of redemption code upon completion of qualified purchase.
All questions or disputes regarding the Cardholder’s eligibility for the promotion, redemption, coverage of dates and fulfillment, shall be resolved by Security Bank with the concurrence of DTI.
Terms and Conditions governing the issuance and use of Security Bank credit cards shall apply.
**Cardholders in good credit standing are those with Security Bank credit cards which are not on hold for being reported lost or stolen, whose accounts are not delinquent, not under investigation due to suspected fraud, and those who have not violated any of the Terms and Conditions.
Per DTI Fair Trade Permit No. FTEB-263616, Series of 2026.