Pre-selected BPI Credit Cardholders can get eGCs when using their BPI Credit Card.
Aug 25 – Nov 25, 2026
Eligible cards
Also 1 older card the bank no longer offers.
Pay with your BPI Credit Card for free eGCs
Shop within the promo period and meet the accumulated spend mission to get eGCs.
Pre-selected BPI Credit Cardholders who meet the accumulated spend mission based on their assigned/eligible offer, as shown in the missions’ page, will receive an eGC through the new Oh My Deals! app by BPI Cards (OMD).
| Offer | Accumulated Spend Mission | EGC Reward |
|---|---|---|
| Offer 1 | Atleast PHP 5,000 | PHP 50 |
| Offer 2 | Atleast PHP 10,000 | PHP 100 |
| Offer 3 | Atleast PHP 20,000 | PHP 150 |
| Offer 4 | Atleast PHP 30,000 | PHP 200 |
| Offer 5 |
Promo Period: August 25, 2026 to November 25, 2026.
Redemption Period: The Cardholder has sixty (60) days from the date of earning/posting of the eGCs at OMD app wallet to redeem. Once claimed, the eGCs will be visible on the OMD wallet and are valid for sixty (60) days for redemption at participating merchant.
Cardholder will see the Spend & Spark Mission on the Missions Tab based on their assigned/eligible offer and must tap on “Join Now” to register for the promo
| Offer | Accumulated Spend Mission | EGC Reward |
|---|---|---|
| Offer 1 | Atleast PHP 5,000 | PHP 50 |
| Offer 2 | Atleast PHP 10,000 | PHP 100 |
| Offer 3 | Atleast PHP 20,000 | PHP 150 |
| Offer 4 | Atleast PHP 30,000 | PHP 200 |
| Offer 5 |
Cardholder will see the Spend & Spark Mission on the Missions Tab based on their assigned/eligible offer and must tap on “Join Now” to register in the promo
The eGC Reward value = PHP 50 denomination (For Offers 1 & 3); PHP 100 denomination (For Offers 2, 4 & 5)
| Customer | Spend Description | eGC Reward Eligibility |
|---|---|---|
| Customer A | Cardholder is qualified for Offer 1 and spent 10k | Client is eligible for PHP 50 eGCs |
| Customer B | Cardholder is qualified for Offer 1 and spent 20k | Client is only eligible for PHP 50 eGCs |
| Customer C | Cardholder is qualified for Offer 5 and spent 50k | Client is eligible for PHP 300 eGCs |
Promo is open to Pre-selected Principal BPI Credit Cardholders during the promo period.
The following transactions qualify for the promo, including but not limited to:
| Local Retail Transactions (Straight) | Flexipay transactions at merchant |
| Foreign Currency Purchases (Straight) | Auto Charge |
| Online or Internet Transactions | Mail Order/ Telephone Order (MOTO) |
| Cash advances (local or international) MCCs: 6010 – Member Financial Inst-Manual Cash Disbursement 6011 – Financial Int’l-Automated Cash Disbursement | Special Installment Plan (SIP) transactions via Balance Transfer, Credit-to-Cash, other Non-Retail SIP Loan products |
| Redemptions of rebates or BPI Rewards Points | Business transactions such as but not limited to i. Direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution ii. Payment services iii. Professional services |
| Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like) MCCs: 6012 – Member Financial Inst-Merchandise and Services 6540 - POI Funding Transactions | Transactions from casino/gambling, money transfers, quasi cash financial institution, political organizations and bail & bond payment MCCs: 4829 – Wire Transfer Money Orders 6050 – Quasi Cash-Member Financial Inst. 6051 – Quasi Cash-Merchant 7800 – Government Owned Lottery 7801 – Internet Gambling 7802 – Government Licensed Horse/Dog Racing 7995 – Betting (Including Lottery Tickets, Chips) 8651 – Organizations, Political 9223 – Bail & Bond Payments 9754 – Gambling-Horses, Dog Racing, State Lottery |
MCCs: Merchant category code (MCC) is a four-digit number assigned to every business that applies to accept credit cards. The number corresponds to the type of business or service the company offers.
Qualified transactions are posted in the Oh My Deals! app within seven (7) to ten (10) banking days from the date of posting of transaction/s in BPI's system
Once the mission is completed, the cardholder will be eligible to claim the corresponding eGC/s based on their assigned spend mission.
Upon redeeming the eGC, the same shall appear in the OMD app Wallet
Choose from the featured accumulated spend eGC partners in dining, shopping, essentials, and eCommerce categories:
a. PHP 50 denomination (For Offers 1 & 3)
b. PHP 100 denomination (For Offers 2, 4 & 5)
To qualify for the offer, the Pre-selected Principal BPI Credit Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.
The offer is not convertible to cash or credit. It may not be exchanged with any other product.
The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired, or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.
In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
| Transaction Details | Redemption Date |
|---|---|
| Customer A - Completed all qualified transactions by October 05, 2026 | eGC is redeemable in the Oh My Deals! wallet up to December 05, 2026 |
| eGC is posted in the Oh My Deals! app by October 06, 2026 | eGC is redeemable until December 5, 2026 |
A transfer fee will be applied to redeemed eGCs used on ShopeePay
The status of each qualified eGC will be reflected in the Oh My Deals! app wallet e.g. Active, Used, Expired.
The eGC is not valid in conjunction with any ongoing promos.
All earned but unredeemed eGCs will expire and be deactivated sixty (60) days from the date of posting in the Oh My Deals! app.
All unredeemed eGCs at partner merchants will be deactivated sixty (60) days from the date of redemption in the Oh My Deals! app wallet.
Once a redemption is made, it cannot be canceled, reversed, or applied to another item, or eGC.
The Principal Cardholder is responsible for safekeeping his/her eGCs. BPI and the Merchant partner shall not replace the redeemed eGC code.
BPI will not send notifications via SMS and/or email on the expiry of the earned eGCs. It is the responsibility of the principal cardholder to track the expiry of their rewards. Earned rewards can be redeemed up to 60 days from the date of posting of the rewards in the Oh My Deals! app.
Summarised from BPI's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
Other banks
The same kind of deal, from other banks.
| PHP 300 |
| PHP 300 |
Terms and conditions governing the issuance and use of BPI Credit Card and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.
To redeem their rewards, the Principal Cardholder must login to the Oh My Deals! app, go to their promo, and redeem the unlocked eGCs per qualified merchant.
Redemption period is within sixty (60) days from the date of posting the eGC at the Oh My Deals! app.
BPI will not accommodate cardholder requests in re-sending eGCs due to reasons such as, but not limited to:
a. Lost, stolen or defective mobile device
b. Expired eGCs
c. The eGC was successfully sent to the principal cardholder’s registered contact information in BPI’s system, but the contact information is no longer in use by the cardholder without updating his/her records with BPI.
Only pre-selected Principal BPI Credit Cardholders who receive the promo via email, and/or Viber message will be qualified to join, and who can view the promo offer in the new Oh My Deals! (OMD) app by BPI Cards.
To qualify for the promo, cardholder must reach the accumulated spend mission
Participating BPI Credit Cards:
BPI Amore Cashback, BPI Amore Platinum Cashback, BPI Corporate Card, BPI Edge, BPI Gold Rewards, Petron BPI, BPI Platinum Rewards, BPI Rewards, BPI Signature, BPI Signature Wealth, and Robinsons Cashback Card, powered by Visa
Please download/log in to the new OMD app and check the Missions Page to check if you are included in the promo.
Only the pre-selected BPI Credit Cardholders who can view the promo in the Mission will be eligible to join the promo.
a. Download/Log-in to the OMD app.
b. Look for the Spend & Spark in the Missions.
c. Tap “Join Now” to register to the promo.
d. Receive eGCs once the accumulated spend mission is reached.
e. Enjoy this deal.
Yes, transactions made by your supplementary cardholder(s) using their supplementary credit card will be considered as part of the principal Cardholders’ total transactions. However, the eGC can only be claimed by the principal credit card.
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Per DTI Fair Trade Permit No. FTEB-265781, Series of 2026.
