Get 1% boosted interest when you use your Maya Wallet Card!

Use your Maya Wallet Card for five (5) in-store purchases in the Philippines to get 1% boosted interest on Maya Savings.

Deals Highlights

Use your Maya Wallet Card for five (5) in-store purchases in the Philippines.
Minimum spend of ₱1
Get an additional 1% p.a. bonus interest on your Maya Savings.
Bonus interest applies to up to ₱100,000 of your Maya Savings balance.
Promo runs from until December 31, 2026

Eligibility

This promo is open to existing Maya users who have had an active Maya Savings account for at least one (1) month before the start of the promo period.

Users who newly open a Maya Savings account may qualify for a separate promo for new accountholders. For details, please refer to the New User Promo.

All qualified Maya Savings accountholders for this promo will earn:

Base Interest Rate
The prevailing base interest rate of Maya Savings, which is a standard feature of the product and not part of this promotion. The base rate is applied to your total savings balance.
Bonus Interest (Promotional Boost)
Additional promotional interest earned when completing eligible transactions using Maya during the promo period. Bonus interest applies on up to ₱100,000 of your Maya Savings balance.

Mechanics

The interest boost tiers and requirements are outlined below:

Qualified Maya users can increase their total interest rate (base + bonus) depending on transactions completed within the promo period.
Users who do not complete any qualified transactions will continue to earn the prevailing base interest rate.

Sample Scenario: Below is an example of how the boosted interest may apply during the promo period:

Once a user completes a qualified transaction:

The bonus interest boost will apply on the same day of the successful transaction.
The qualification period will remain valid until the last day of the same month.

Example: If a user qualifies anytime from September 1, 2026, the boosted interest will apply until September 31, 2026

Users can track their qualification status and boosted interest on the Savings dashboard.

Users can also earn an additional 1% cashback when they use their Maya Card. Learn more here → https://www.maya.ph/mine

Date / Period	Activity
June 20, 2026	Single-receipt Landers transaction posted in transaction history
July 01, 2026	Customer converts qualified transaction to Mini Payments Availed Mini Payment will reflect in the Mini Payments tab as ‘Upcoming’
August 01, 2026	First Mini Payment installment will reflect in the Mini Payments tab as ‘Billed’
September 07, 2026	Maya processes reversal if Mini Payment interest corresponding to the posted installment

Terms & Conditions

In the event of a user-triggered mobile number change (including but not limited to), the total accumulated qualified transactions will reset to ₱0. The user must again transact the following to re-qualify for the boosted tiers:
1. Pay using Maya Wallet Card five (5) times
Accountholders will see their qualification duration for the bonus interest rate on the same day as their successful transaction, which will be displayed on the Savings dashboard or the Missions screen. Note: Make sure your app is updated to the latest version so you can track your boosted interest. You can check your Missions anytime to see your progress. For some users, you won't immediately see your Savings interest screen, but your bonus interest will still be credited to your account every day after making a qualified transaction.
An accountholder who qualifies within a certain month will receive the bonus interest rate until the last day of that same qualifying month, as illustrated below:

Your base interest rate and boosted interest rate will be reflected on your transaction history the next day as follows:

Interest Rate
1	Net base interest
2	Net boosted interest

Note: Users with an active boost until the last day of the month will receive their final boosted interest on the first day of the following month. - Each payment transaction must be validated, posted, or settled within the system to qualify for the promo.

For an updated table of our interest rates, check our Maya Savings Terms and Conditions
Maya payments (Maya number, Maya QR or Maya card) made to Maya Negosyo and Maya Business Manager merchants or sub-merchants are not qualified for the promo.
Maya card (Visa or Mastercard) payments made to the following merchant categories will be excluded from the promo:
1. Financial institutions – 6051
2. Schools – 8220
3. Gambling – 7995
4. Donations/Foundations - 8651, 8661, 8669, 8398
5. Billers – 4900
Payments made to or purchases of cash equivalent instruments, financial institutions, financial assets, insurances, ATM withdrawals, gambling/gaming chips, and other quasi cash transactions are also not qualified for the promo.
Maya payments (Maya number, Maya QR or Maya card) or transactions made to merchants within the crypto space are not qualified for the promo. (e.g PDAX cash-in, other VASPs to be enabled where Maya payments are accepted, etc.)
Videos and photos of participants may be used only for promotional ads related to this campaign.
Only Consumer accounts are qualified for this promo. Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
Maya users with duplicate accounts or who are blacklisted cannot participate in this promo. Maya reserves the right to cancel or withdraw the prize or benefit if proven to be a duplicate account or participant is blacklisted.
In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfillment, Maya's decision shall prevail, in concurrence with DTI.