Apply & get approved for a Maya Black Credit Card or Landers Cashback Everywhere Credit Card

Get +3% p.a. boost on Maya Savings for 2 months​

Deals highlights

The selected existing Maya users with upgraded accounts must apply for and get approved for a Maya Black Credit Card or Landers Cashback Everywhere Credit Card within the promo period to qualify for the exclusive promo.

Eligibility

Promo period is from October 1-31, 2026.

The promo is open to selected existing Maya users with upgraded accounts who apply for and get approved for a Maya Black Credit Card or Landers Cashback Everywhere Credit Card, to receive an additional 3% interest per annum (p.a.) on their Maya Savings for 2 months.

Mechanics

1. This promo is open only to a select base of eligible users who will be notified of their eligibility. Notification will be sent via SMS, Maya App’s Push notification, and App inbox.
2. The promo is open to selected existing Maya users with upgraded accounts who apply for and get approved for a Maya Black Credit Card or Landers Cashback Everywhere Credit Card, to receive an additional 3% interest per annum (p.a.) on their Maya Savings.
3. The selected existing Maya users with upgraded accounts must apply for and get approved for a Maya Black Credit Card or Landers Cashback Everywhere Credit Card within the promo period to qualify for the exclusive promo. The promo is applicable for card applicants who will be approved for both Maya Black Standard and Express.
4. Users who qualify for the promo will retain their active +3% bonus interest rate p.a. on up to ₱100,000 of their Maya Savings balance for two (2) months from their month of qualification. Example: Users who qualify within September 2026, will retain their boosted interest until October 2026.
   • The bonus interest qualification refreshes monthly and will follow the applicable qualification duration based on the user’s month of eligibility.
5. Once any of the above transactions is completed, the selected existing Maya user will be able to enjoy the following offers:
   • Get an additional 3% interest per annum on your first ₱100,000 on Maya Savings
     • Maya Savings is offered to upgraded Maya Customers. Click here for the steps to upgrade your Maya account.
     • Click here for the steps on how to open a Maya Savings account.
6. Account holder will see his/her qualification duration for the bonus interest rate on the Savings dashboard or on the Missions screen the same day the qualified transaction was made.
   1. Note: Make sure your app is updated to the latest version so you can track your boosted interest. You can check your Missions anytime to see your progress. For some users, you won’t immediately see your Savings interest screen but your bonus interest will still be credited to your account every day after making a qualified transaction.
7. The bonus interest rate will be reflected on the account holder’s transaction history the next day as follows:

• This promo is applicable only to unique and valid Maya Consumer accounts registered under a unique mobile number and mobile device. Participants will not be eligible to participate in the promo if he/she creates multiple accounts using one mobile device.
• Users with duplicate accounts or those who are blacklisted are disqualified from participating. Maya reserves the right to cancel or withdraw any prize if a participant is found to have duplicate accounts or is blacklisted.
• Maya reserves the right to refuse the awarding of cashback or rewards to accounts that are proven to be invalid or fraudulent (i.e. abuse of system or weakness in the promo to win prizes or receive benefits).
• In the event that a qualified customer cancels their Maya Credit Card, or if the account becomes past due at any time within the promo period, Maya reserves the right to terminate the boosted interest rate benefit on their Maya Savings.
• Maya users with merchant accounts and those under Maya Negosyo and Maya Business Manager (formerly PayMaya Business Manager or PBM) are disqualified from participating in this promo.
• Select users eligible for other targeted promos may no longer be eligible for this promo at the discretion of Maya.
• Refunded transactions made through the credit card will not qualify for this promo. If a prize or benefit has already been awarded and the violation or fraudulent activity is discovered after being awarded, Maya shall have the right to clawback the prize or reward given.
• The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help.'
• Only Consumer accounts are qualified for this promo. Maya users with Maya merchant accounts and Maya Center agents are disqualified from participating in this promo.
• In case of disputes regarding accountholder's eligibility for the promo, coverage of dates, fulfilment, Maya’s decision shall be considered final, with the concurrence of the DTI.
• You understand that and agree that Maya Bank reserves the right, in case of any amount mistakenly or fraudulently credited to your account, to debit the erroneously or fraudulently credited amount from your Account and/or any of your accounts