Unlock up to ₱7,000 Rebate with PNB Diamond UnionPay

Use your PNB Diamond UnionPay Credit Card and earn up to ₱7,000 rebate when you reach the required accumulated spend during the promo period. • Spend ₱50,000 to less than ₱100,000 – Get ₱1,000 rebate • Spend ₱100,000 to less than ₱250,000 – Get ₱1,500 rebate • Spend ₱250,000 and above – Get ₱7,000 rebate

Time left: 6 days
Ends: Oct 15, 2026
Works with: 1 card

Aug 15 – Oct 15, 2026

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Eligible cards

Works with 1 PNB card

PNB Diamond UnionPay

UnionPay

Last checked

19 hrs agoListed since Oct 6, 2026

Use your PNB Diamond UnionPay Credit Card and earn up to ₱7,000 rebate when you reach the required accumulated spend during the promo period.

Spend ₱50,000 to less than ₱100,000 – Get ₱1,000 rebate
Spend ₱100,000 to less than ₱250,000 – Get ₱1,500 rebate
Spend ₱250,000 and above – Get ₱7,000 rebate

Program Mechanics

Qualification:
1. The promo is open to all principal PNB Diamond UnionPay Credit Cardholders.
2. Business, Distribution, Corporate, and Personal Installment cards are excluded.
Promo Period and Discount:
1. Promo Period is from August 15, 2026 to October 15, 2026.
2. Qualified Cardholders who meet the required accumulated spend during the promo period will receive the corresponding rebate, as follows:

Accumulated Spend	Rebate
P50,000 - <P100,000	₱1,000
P100,000 - <P250,000	₱1,500
P250,000 and above	₱7,000

Each transaction must be at least P500.
How to Qualify
1. Use the PNB UnionPay Diamond Credit Card for qualified retail and online transactions during the promo period.
2. Accumulate total spend to reach any of the spend tiers.
3. Cardholders who meet the required spend will automatically qualify for the corresponding rebate reward.
Terms and Conditions
1. Qualified transactions include:
  - All qualified transactions made by the supplementary cardholder will be counted toward the primary cardholder’s total spend.
  - All retail and online purchases, whether local or international.
  - Only posted transaction within the promo period will be considered.
  - The accumulated spend will be calculated separately for each PNB Credit Card.
  - For dual currency cardholders, transactions will be computed using a fixed exchange rate of 60.00 PHP per USD, regardless of the exchange rate of the day.
2. The following transactions are not eligible for the promo:
  - Quasi-cash transactions, casino gaming, cryptocurrency and other financial instruments (MCC 6010, 6050, 6051, 7995, 4829)
  - ATM transactions such as cash advance, utility bills payment (MCC 4813, 4814, 4816, 4821, 4899, 4900, 6011, 6010)
  - Transactions from stock trading, foreign exchange trading, financial trading services, remittance, and similar activities (MCC 6211)
  - Bills payments, auto-charge, charge-on-demand, recurring payments, loan payments, and similar payments

Summarised from PNB's public promo page. Banks can change or end promos at any time, so check the official page before you pay.

Balance Convert, Balance Transfer and Convert-to-Cash

Transactions that are subsequently cancelled or refunded

Any fraudulent or invalid transactions

Earning of Rebate

Each cardholder is eligible for only one (1) rebate per card during the entire promo period, based on the spending tier they achieve.
Rebates will be credited within 60 days after the end of promo period.
The rebate will appear in the Statement of Account (SOA) with transaction description “PNB REBATE PROMO 2026”.

Other Terms & Conditions

The Cardholder must be active and current at the time of the awarding of rebate.
Accounts that are delinquent, suspended, cancelled, or terminated during the awarding of rebate will be disqualified.
PNB reserves the right to disqualify transactions that are cancelled or charged back within the promo period.
The Cardholder must examine their SOA for any errors related to the promo (e.g., incorrect rebate computation or non-awarding of rebate). Promo related complaints must be filed within 7 to 10 banking days from receipt of SOA, with complete information, proof of purchase and other supporting documents.
Rebate earned is non-transferable, non-refundable, and non-convertible to cash. It will be treated as a credit or payment on any outstanding balance on the cardholder’s account.
If a transaction is later found invalid or fraudulent, PNB will reverse the rebate or collect the cost directly from the cardholder.
This promotional offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers. In the purchase of goods and services which are on promotional discount, the Senior Citizen and Person with Disability can avail of the promotional discount, or the discount provided under the expanded Senior Citizens Act of 2010 or Magna Carta for Persons with Disability, whichever is higher.
All matters and disputes will be subject to the final decision of PNB and its partner merchant in concurrence with DTI, will be deemed final and irrevocable.
The Terms and Conditions governing issuance and use of PNB Credit Cards are incorporated herein by reference and made an integral part hereof.

Per DTI Fair Trade Permit No. FTEB-264404, Series of 2026