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Enjoy 0% interest on your Landers haul with a 3-month Mini Payment plan!

Time left: 83 days
Ends: Dec 31, 2026
Works with: 1 card

Jun 15 – Dec 31, 2026

Get it at Maya Bank

Eligible cards

Works with 1 Maya Bank card

Landers Cashback Everywhere Credit Card

Visa

1 hr agoListed since Oct 6, 2026

Make all your Landers Superstore purchases instantly more affordable! Just spend at least ₱3,000 with your Landers Cashback Everywhere Credit Card and convert them into a 3-month Mini Payment plan at 0% interest. Monthly interest fees will be credited back to you in the next month’s billing.

Deals Highlights

Enjoy 0% interest at Landers Superstore by converting your Landers Cashback Everywhere Credit Card purchases into a 3-month Mini Payment plan!
Pay with your Landers Cashback Everywhere Credit Card and convert your eligible purchases into a 3-month Mini Payment plan in the Maya app. All eligible users will have their 0% interest amount credited back to them monthly.
1. Minimum single receipt spend of at least ₱3,000 until December 31, 2026,
2. Purchases from all Landers Superstore branches, Landers website, & the Landers app are eligible for the promo.
Maya will do a monthly interest reversal for the 0% interest promo which will reflect in the cardholder's transaction history within the first week of the following month of the posted Mini Payment plan and in the applicable billing statement as “Finance Charge Adjustment”.

No forms, no calls needed — track all your Mini Payment plans in the Maya app!

Eligibility

Promo Period: June 15, 2026 to December 31, 2026.
The promo is open to all active and in good credit standing Landers Cashback Everywhere credit cardholders.
Eligibility is determined based on Maya's internal criteria. An active card is defined as a card ready for use, that is not closed, suspended, restricted, or cancelled, and with all amounts due paid on or before the due date. In good credit standing means accounts that are not delinquent, not under investigation for fraud, not reported lost or stolen, and in compliance with the Maya Credit Cards Terms and Conditions.
No registration needed – just activate your Maya physical credit card and start spending at Landers!

Mechanics

Promo period is from June 15, 2026 to December 31, 2026.
Cardholder must do straight charge single receipt grocery transaction purchases at any Landers Superstore or Landers ecommerce/app amounting to at least₱ 3,000/transaction.
Cardholder must apply for Mini Payments via Maya app after the Landers grocery transaction is posted on the transaction history.
Cardholder must convert qualified Landers transaction amount of at least ₱3,000 to 3 months installment. Only 3-month installments are qualified for interest reversal.
The 0% interest can be availed by way of interest reversal, which Maya will reflect in the cardholder’s account
1. The monthly Mini Payment amortization must be posted already – the first amortization is posted in the account, one month after conversion of transaction to Mini Payments. The rest of the installments will follow the same schedule in the succeeding 2 months. All 3 installments will still include their corresponding interest.
2. Maya will perform the interest reversal for the corresponding installment within the first week of the following month Click here to see the sample illustration of interest reversal posting.
This promo is subject to the General Terms and Conditions of the Maya Credit Card Mini Payments
Cardholder will see the interest reversal in the transaction history and the applicable billing statement as ‘Finance Charge Adjustment’
If Mini Payments is availed together with non-Landers transactions, only the interest corresponding to the qualified Landers grocery transaction will be subject to interest reversal.
1. Transactions that are not qualified for this promo are those:
2. Less than P3k single receipt straight charge transaction made at Landers

Date / Period	Activity
June 20, 2026	Single-receipt Landers transaction posted in transaction history
July 01, 2026	Customer converts qualified transaction to Mini Payments Availed Mini Payment will reflect in the Mini Payments tab as ‘Upcoming’
August 01, 2026	First Mini Payment installment will reflect in the Mini Payments tab as ‘Billed’
September 07, 2026	Maya processes reversal if Mini Payment interest corresponding to the posted installment

FAQs

What is this promo about?

Enjoy 0% interest on your Mini Payments when you use your Landers Cashback Everywhere Credit Card for eligible purchases at Landers and convert them to a 3-month Mini Payment plan.

Who can join the promo?

All active Landers Cashback Everywhere Credit Cardholders who are in good credit standing can join.

When is the promo period?

The promo runs from June 15 to December 31, 2026.

Do I need to register?

No registration needed. Just use your Landers Cashback Everywhere Credit Card for eligible purchases and convert them to Mini Payments in the Maya app.

What purchases qualify for the promo?

Single-receipt straight purchases worth ₱3,000 or more made at any Landers Superstore or through the Landers website/app during the promo period.

Can I combine multiple receipts to reach ₱3,000?

No. The purchase must be at least ₱3,000 in a single receipt.

How do I get the 0% interest benefit?

After your eligible Landers transaction is posted, convert it to a 3-month Mini Payment plan in the Maya app. Monthly interest fees will be credited back to you in the next month’s billing.

Do I need to choose a specific Mini Payment term?

Yes. Only 3-month Mini Payment plans qualify for the promo.

What if I choose a 6-month or longer term?

Mini Payment plans longer than 3 months are not eligible for the interest reversal.

How does the interest reversal work?

Your monthly installment will initially include interest. Maya will then credit back the corresponding interest amount to your account within the first week of the following month after the installment is posted on your statement.

When will I see the interest reversal?

You’ll see it in your transaction history and billing statement as 'Finance Charge Adjustment.'

Summarised from Maya Bank's public promo page. Banks can change or end promos at any time, so check the official page before you pay.

More than 3 months for the chosen Mini Payments tenor

Transactions made outside Landers

Mini Payment transactions availed that are not for Landers grocery transactions

Past due card or suspended accounts at the time the amortization is posted and the interest reversal is due for processing

Interest reversal will only be processed for the corresponding amortization each month
No retroactive interest reversal will be done during subsequent months for uncredited interest reversal in case of breach of any stipulation in the Eligibility and Terms and Conditions.

Do I get all the interest reversed at once?

No. Interest reversal is processed monthly, after each installment is billed.

When is the first interest reversal credited?

The first reversal is processed after your first Mini Payment installment is posted and reflected in your statement.

What if my Mini Payment plan includes both qualified Landers purchases and other transactions?

Only the interest related to the qualified Landers purchase will be reversed. Interest charged on non-qualified transactions will still apply.

Are online Landers purchases included?

Yes. Purchases made through the Landers website or app qualify as long as they meet the promo requirements.

What transactions are not eligible?

Transactions below ₱3,000, purchases made outside Landers, Mini Payments not related to Landers purchases, and Mini Payment plans longer than 3 months are not eligible.

What happens if my card becomes past due?

You may lose eligibility for future interest reversals. Maya may also claw back previously credited reversals if your account becomes delinquent.

Will I still get the interest reversal if I miss a payment?

No. Your account must remain active and in good standing to continue receiving the monthly interest reversals.

Can refunded or canceled transactions qualify?

No. Refunded, canceled, reversed, declined, or voided transactions are not eligible.

Can I receive missed interest reversals later?

No. Interest reversals are not credited retroactively if you become ineligible during the promo period.

Where can I get help or ask questions about the promo?

Open the Maya app and go to Profile > Get Help, or visit Maya Contact Us.

Maya reserves the right to clawback interest reversal and/or not credit succeeding reversals if cardholders become past due and does not pay succeeding amortizations.
Maya accountholders who are blacklisted due to a violation of a Maya promo, or who has violated or is subsequently found to be in violation of any of the terms and conditions of Maya are not qualified to participate in this promo.
Failure to comply with the terms and conditions will result in the forfeiture of the prize, subject to prior approval by DTI-FTEB.
In case of disputes regarding customer's eligibility for the promo, coverage of dates, fulfillment, Maya's decision shall prevail, in concurrence with DTI.
Transactions are not considered to be qualified in the event that a credit card payment is cancelled, declined, refunded, reversed or voided.
This promo is applicable to unique and valid Maya credit cardholders only. Maya reserves the right to withdraw or claw back rewards if one person has already received the benefit, even if already issued.
Maya reserves the right to withhold granting of rewards where there are proven customer activities that require further investigation.
Those who are proven to be abusing the Maya system are also not qualified to participate in the promo or receive rewards.
If a reward or benefit has already been awarded and a violation or proven fraudulent activity is discovered after being awarded, Maya reserves the right to claw back the prize or reward.
The customer must notify Maya for any complaints regarding the promo. The decision of Maya on the complaint with concurrence of DTI-FTEB shall be considered final. For clarifications and complaints relative to this promo, visit our Help Center. Go to your Profile on the Maya app and select 'Get help’.
For inquiries and feedback, you may go to https://www.maya.ph/contact-us
Maya Bank, Inc. is regulated by the Bangko Sentral ng Pilipinas. www.bsp.gov.ph.
For concerns or complaints, users may contact Maya Customer Support via the Maya App. Unresolved issues may be escalated to the Bangko Sentral ng Pilipinas (BSP) through the BSP Consumer Assistance Mechanism (CAM) at consumeraffairs@bsp.gov.ph.