0% interest for up to 12 months payment term, plus Shop Now, Get Billed Later at Fotile using your PNB Credit Card!

Promo Mechanics

I. Qualifications

The promo is open to all PNB Credit Cards.

II. PNB Installment Terms & Conditions

• The promo is open to all active Principal and Supplementary PNB issued credit card in good standing, except corporate cards.

• Cardholder must use their PNB credit card to pay FOTILE to avail 0% installment and “SHOP Now, Get Billed Later” for up to 12 months, on select packages.

• PNB cardholders may inquire on packages and solutions directly with:

CIRCUIT TREE TRADING CORP / FOTILE

Address: Head Office: 61/F AIC BURGUNDY EMPIRE TOWER, SAN ANTONIO, PASIG CITY MOA Branch: IKEA BUILDING, SM MOA COMPLEX, PASAY CITY Mobile No: n/a Email: circuittreecorporation@gmail.com Website: www.fotile.ph

• Cardholder should advise merchant that he/she will be availing Shop Now, Get Billed Later Installment. “SHOPNOWGETBILLEDLATER” or “SNGBL” should be indicated on the charge slip to make the transaction valid.

• The offer is not convertible to cash or credit. It may not be exchanged with any other product.

• The promo is not valid in conjunction with any ongoing promos of merchant.

• First monthly amortization of SNGBL installment shall be billed to the cardholder’s account on the third (3rd) statement cycle/cut-off date after approval of transaction.

• All installment transaction posted in Cardholder’s account shall earn Reward Points/Miles. Points/Miles will be reflected in the SOA upon posting of the monthly amortization.

• The terms and conditions governing issuance and use of PNB credit cards are incorporated herein by reference and made integral part hereof.