Get eGCs when you save your BPI Credit Card as Card on File for your online subscriptions.
Aug 25 – Nov 25, 2026
Eligible cards
Also 1 older card the bank no longer offers.
Worry-free subscription payments
Save your BPI Credit Card details for fast and easy payments.
Get up to PHP 150 eGCs
Spend at least once a month during the promo period to qualify (maximum of 3 merchants).
Use your BPI Credit Card to pay
Pay for Netflix, Spotify, Disney+ and more with your saved card details.
Get up to PHP 150 eGCs with your BPI Credit Card.
Promo Period: August 25 to November 25, 2026
Redemption Period: The Cardholder has sixty (60) days from the date of meeting the required accumulated spend to claim the eGC from the Mission. Once claimed, the eGC will be viewable in the OMD Wallet and will be valid for redemption at participating merchants for sixty (60) days.
| Set and Forget Merchants | Merchant Descriptor/s |
|---|---|
| Netflix.com | Transactions where the merchant description contains NETFLIX with the MCC/s 4899 |
| Spotify | Transactions where the merchant description contains SPOTIFY with the MCC/s 5815 |
| Smart App | Transactions where the merchant description contains SMART with the MCC/s 4814 |
| Prulife | Transactions where the merchant description contains PRU and LIFE with the MCC/s 6300 |
| Microsoft | Transactions where the merchant description contains MICROSOFT with the MCC/s 5816,5045,5818,4814,4816,5732,5734,7372 |
| Transactions where the merchant description contains FACEB with the MCC/s 7311 |
| Customer | Spend Description | eGC Reward Eligibility |
|---|---|---|
| Customer A | Saved his BPI Credit Card details on Netflix, Spotify, and Disney+ on August 24, and is billed at the following merchants: • Netflix billed on August 26, September 25, October 25 • Spotify billed on August 26, September 25, October 25 • Disney+ billed on August 26, September 25, October 25 | (1) All transactions met minimum spend frequency Client is eligible for PHP 150 eGCs (3 merchants) |
| Customer B | Has recurring transactions on Smart and Spotify, and uses his BPI Credit Card to transact at the following merchants: • Smart billed monthly by Cardholder using saved card details on August 26, September 25, October 25 • Spotify billed monthly by Cardholder entering card details manually at the checkout page on August 31, September 30, October 30 | 1. Smart has three recurring transactions using saved card details 2. Spotify purchase was not using card on file details 3. Client is eligible for PHP 50 eGCs (1 merchant) |
| Customer C | Saved his BPI Credit Card details on Canva, Anytime Fitness, and Prulife UK, and is billed at the following merchants: • Canva billed monthly on August 26, September 25, October 25 • Anytime Fitness billed monthly on September 05, October 05, November 04 • Prulife UK billed monthly on September 20, October 20, November 19 |
The eGC is available in PHP 50 denominations.
Only purchases made under the specified merchants will apply.
The Principal Cardholder must have updated contact details in BPI's records.
The following transactions are qualified, but not limited to:
| Local Retail Transactions (Straight) | Flexipay transactions at Merchant |
| Foreign Currency Purchases (Straight) | Auto Charge |
| Online or Internet Transactions | Mail Order/Telephone Order (MOTO) |
| Cash advances (local or international) MCCs: 6010 – Member Financial Inst-Manual Cash Disbursement 6011 – Financial Int’l-Automated Cash Disbursement | Special Installment Plan (SIP) transactions via Balance Transfer, Credit-to-Cash, other Non-Retail SIP Loan products |
| Redemptions of rebates or BPI Rewards Points | Business transactions such as but not limited to i. Direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution ii. Payment services iii. Professional services |
| Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like) MCCs: 6012 – Member Financial Inst-Merchandise and Services 6540 - POI Funding Transactions | Transactions from casino/gambling, money transfers, quasi cash financial institution, political organizations and bail & bond payment MCCs: 4829 – Wire Transfer Money Orders 6050 – Quasi Cash-Member Financial Inst. 6051 – Quasi Cash-Merchant 7800 – Government Owned Lottery 7801 – Internet Gambling 7802 – Government Licensed Horse/Dog Racing 7995 – Betting (Including Lottery Tickets, Chips) 8651 – Organizations, Political 9223 – Bail & Bond Payments 9754 – Gambling-Horses, Dog Racing, State Lottery |
Qualified transactions are posted in the Oh My Deals! app within seven (7) to ten (10) banking days from the date of posting of transaction/s in BPI's system.
Once the missions are completed, cardholder will be eligible to claim the eGC/s based on their qualified merchants.
9. Upon redeeming the eGC, it will appear in the Oh My Deals! app wallet. Choose here from the featured accumulated spend eGC partners in dining, shopping, essentials, and eCommerce categories.
Only the Principal Cardholder is eligible to register to the promo.
Successful opt-in or registration on the Oh My Deals! app mission page is required to qualify for the promo.
To qualify for the offer, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.
The offer is not convertible to cash or credit. It may not be exchanged with any other product.
The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.
In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.
| Transaction Details | Redemption Date |
|---|---|
| Customer A - All qualified and posted transactions are on OMD by October 25, 2026 | eGC is redeemable in the Oh My Deals! wallet up to December 25, 2026 |
| eGC is posted in the Oh My Deals! app by October 26, 2026 | (60 days from October 26, 2026) |
| Customer B - All qualified and posted transactions for two merchants are on OMD by October 30, 2026 | eGC is redeemable in the Oh My Deals! wallet up to December 30, 2026 |
| eGC is posted in the Oh My Deals! app by October 31, 2026 | (60 days from October 31, 2026) |
| Customer C - All qualified and posted transactions for two merchants are on OMD by November 04, 2026 | eGC is redeemable in the Oh My Deals! wallet up to January 04, 2027 |
| eGC is posted in the Oh My Deals! app by November 05, 2026 |
All terms and conditions relating to the use of eGC code redemption per merchant, as indicated in the redemption eGC Hub, shall apply.
The status of each qualified eGC will be reflected in the Oh My Deals! app wallet e.g. Active, Used, Expired.
The eGC is not valid in conjunction with any ongoing promos.
Only pre-selected Principal BPI Credit Cardholders who receive the promo via email, and/or Viber message will be qualified to join, and who are also able to view the promo offer in the Oh My Deals! app.
To qualify for the promo, cardholder must meet the required transaction frequency, amount per transaction, and transaction in the participating merchants.
BPI Amore Cashback, BPI Amore Platinum Cashback, BPI Corporate Card, BPI Edge, BPI Gold Rewards, Petron BPI, BPI Platinum Rewards, BPI Rewards, BPI Signature, BPI Signature Wealth Card, and Robinsons Cashback Card, powered by Visa.
Summarised from BPI's public promo page. Banks can change or end promos at any time, so check the official page before you pay.
Other banks
The same kind of deal, from other banks.
Same bank
Cardholder will see the Set & Forget Mission on the Missions Tab and must tap on “Join Now” to register in the promo. Registration is required to qualify for the promo.
a. Month 1: August 25 to September 24, 2026
b. Month 2: September 25 to October 24, 2026
c. Month 3: October 25 to November 25, 2026
| Canva | Transactions where the merchant description contains CANVA* or CANVA or CANVA with the MCC/s 7333,5734,7372 |
| Anytime Fitness | Transactions where the merchant description contains ANYTIME with the MCC/s 7997 |
| Disney Plus | Transactions where the merchant description contains DISNEY PLUS with the MCC/s 4899 |
| BPI-AIA-ERPS | Transactions where the merchant description contains BPI-AIA-ERPS with the MCC/s 6300 |
| 1. Canva and Anytime Fitness each have three recurring transactions using saved card details 2. Prulife UK did not meet the required minimum spend frequency within the promo period Client is eligible for PHP 100 eGCs (2 merchants) |
Terms and conditions governing the issuance and use of BPI Credit Card and reminders and other provisions contained in the card carrier, statement of account, charge slips, and other documents or instruments, which are made an integral part hereof by reference, shall likewise be resorted to in instances where they are applicable to this Promo.
To redeem their rewards, the Principal Cardholder must login to the Oh My Deals! app, go to their promo, and redeem the unlocked eGCs per qualified merchant.
The Cardholder has sixty (60) days from the date of meeting the required accumulated spend to claim the eGC from the Mission. Once claimed, the eGC will be viewable in the OMD Wallet and will be valid for redemption at participating merchants for sixty (60) days.
For example:
| (60 days from November 05, 2026) |
Please download/log in to the Oh My Deals! app and check the Missions to check if you are included in the promo.
Only the pre-selected BPI Credit Cardholders who are able to view the promo in the Mission will be eligible to join the promo.
Keep a look out for upcoming Missions specially curated for you by downloading the Oh My Deals! app.
a. Download/Log-in to the Oh My Deals! app.
b. Look for the Set & Forget promo in the Missions.
c. Register to the promo.
d. Spend in the Set & Forget merchants based on the promo mechanics.
e. Receive eGCs based on the spend requirements you meet.
f. Enjoy this deal.
No, only transactions in the participating merchants will be qualified.
For inquiries and comments, please send us a message or call our 24-hour BPI Contact Center at (+632) 889-10000.
Per DTI Fair Trade Permit No. FTEB-265756, Series of 2026.
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