Set & Spend Promo in the new Oh My Deals! app by BPI Cards

Promo Highlights

Enjoy worry-free subscription payments

Save your BPI Credit Card details for fast and easy payments.

Get up to PHP 300 eGCs

Meet the spend requirements per mission to earn eGCs for qualified spends.

Use your BPI Credit Card to pay

Pay for online shopping, memberships, subscriptions, and more with your saved card details.

Promo Mechanics

Promo Offer

Get up to PHP 300 eGCs with your BPI Credit Card

Save and use your BPI Credit Card as card on file in the Tap & Spend and Set & Forget merchants
Valid for PHP 50 per merchant, max. 3 merchants per mission
Spend within the promo period:
- Tap & Spend: at least 3x within the promo period (minimum PHP 500 per transaction)
- Set & Forget: at least once a month during the promo period (minimum PHP 500 per transaction)
  - Month 1: August 25 to September 24, 2026
  - Month 2: September 25 to October 24, 2026
  - Month 3: October 25 to November 25, 2026

Promo Period: August 25 to November 25, 2026

Redemption Period: The Cardholder has sixty (60) days from the date of meeting the required accumulated spend to claim the eGC from the Mission. Once claimed, the eGC will be viewable in the OMD Wallet and will be valid for redemption at participating merchants for sixty (60) days.

Mechanics

The promo is open to pre-selected Principal cardholders of participating BPI Credit Cards who receive the promo via email and/or Viber message, and who can view the promo offer in the Missions Page of the Oh My Deals! app. A cardholder will be eligible for a reward based on the mission they will see in the Oh My Deals! app:

BPI Credit Cards

BPI Amore Cashback Card
BPI Amore Platinum Cashback Card
BPI Corporate Card
BPI Edge Card
BPI Gold Rewards Card
Petron BPI Card
BPI Platinum Rewards Card
BPI Rewards Card
BPI Signature Card
BPI Signature Wealth Card
Robinsons Cashback Card, powered by Visa

Cardholder will see the Set & Spend Mission on the Missions Tab and must tap on “Join Now” to register in the promo. Registration is required to qualify for the promo.

Participating BPI Credit Cardholders are entitled to the following exclusive offer within the Promo Period:

Tap & Spend:
- Save and use your BPI Credit Card as card on file in Tap & Spend merchants
- Valid for PHP 50 per merchant, maximum 3 merchants
- Spend at least 3x within the promo period
- Valid for a min. of PHP 500 spend per transaction
Set & Forget:
- Save and use your BPI Credit Card as card on file in Set & Forget merchants
- Valid for PHP 50 per merchant, maximum 3 merchants
- Spend at least once a month within the promo period

a. Month 1: August 25 to September 24, 2026

b. Month 2: September 25 to October 24, 2026

c. Month 3: October 25 to November 25, 2026

Only transactions from the following merchants will qualify towards the accumulated spend:

Tap & Spend Merchants	Merchant Descriptor/s	Set & Forget Merchants	Merchant Descriptor/s
Grab	Transactions where the merchant description contains GRAB*, or GRAB and GIFT/TAXI/FOOD/EXPRESS/PAY, or GRAB with the MCC/s 4121,5814,5499,4111,4214,5964,4789,5812,4215,5947	Netflix.com	Transactions where the merchant description contains NETFLIX with the MCC/s 4899
Shopee PH	Transactions where the merchant description contains SHOPEE with the MCC/s 5331, 5399, 5732, 5964, 5999	Spotify	Transactions where the merchant description contains SPOTIFY with the MCC/s 5815
Lazada PH	Transactions where the merchant description contains LAZADA, or WWW and LAZADA with the MCC/s 5399,5262,5311,5310

Example: Customer registers to the Tap & Spend Mission:

Customer	Spend Description	eGC Reward Eligibility
Customer A	Saved his BPI Credit Card details on Foodpanda, PayPal, and Apple, and uses it to purchase at the following merchants: • Foodpanda purchase on August 26 worth PHP 980 • Foodpanda purchase on September 05 worth PHP 650 • Foodpanda purchase on September 20 worth PHP 900 • PayPal purchase on September 26 worth PHP 700 • PayPal purchase on October 01 worth PHP 830 • PayPal purchase on October 21 worth PHP 1300 • Apple purchase on August 25 worth PHP 699 • Apple purchase on September 25 worth PHP 1299 • Apple purchase on October 25 worth PHP 579	1. All transactions met the minimum spend frequency and spend of PHP 500 Client is eligible for PHP 150 eGCs (3 merchants)
Customer B	Saved his BPI Credit Card details on Grab, Lazada, and Shein, and uses it to purchase at the following merchants: • Grab purchase on August 27 worth PHP 470 • Grab purchase on September 11 worth PHP 520 • Grab purchase on October 01 worth PHP 300 • Lazada purchase on August 25 worth PHP 650 • Lazada purchase on September 14 worth PHP 900 • Lazada purchase on September 24 worth PHP 590 • Shein purchase on August 25 worth PHP 510 • Shein purchase on August 26 worth PHP 600 • Shein purchase on August 27 worth PHP 700	2. Grab did not meet minimum spend requirement of PHP 500 for 1 of 3 transactions 3. Lazada has three transactions, all with min. PHP 500 spend 4. Shein has three transactions, all with min. P500 spend Client is eligible for PHP 100 eGCs (2 merchants)

Example: Customer registers to the Set & Forget Mission:

Customer	Spend Description	eGC Reward Eligibility
Customer A	Saved his BPI Credit Card details on Netflix, Spotify, and Disney+ on August 25, and is billed at the following merchants: • Netflix billed on August 27, September 26, October 26 • Spotify billed on August 27, September 26, October 26 • Disney+ billed on August 27, September 26, October 26	1. All transactions met minimum spend frequency Client is eligible for PHP 150 eGCs (3 merchants)
Customer B	Has recurring transactions on Smart and Spotify, and uses his BPI Credit Card to transact at the following merchants: Smart billed monthly by Cardholder using saved card details on August 27, September 26, October 26 Spotify billed monthly by Cardholder entering card details manually at the checkout page on September 01, October 01, October 31	1. Smart has three recurring transactions using saved card details 2. Spotify purchase was not using card on file details Client is eligible for PHP 50 eGCs (1 merchant)
Customer C	Saved his BPI Credit Card details on Canva, Anytime Fitness, and Prulife UK, and is billed at the following merchants: Canva billed monthly on August 27, September 26, October 26 Anytime Fitness billed monthly on September 06, October 06, November 05 Prulife UK billed monthly on September 21, October 21, November 20

The eGC is available in PHP 50 denominations.

Only purchases made under the specified merchants will apply.
The Principal Cardholder must have updated contact details in BPI's records.
The following transactions are qualified, but not limited to:

Local Retail Transactions (Straight)	Flexipay transactions at Merchant
Foreign Currency Purchases (Straight)	Auto Charge
Online or Internet Transactions	Mail Order/Telephone Order (MOTO)

The following transactions are excluded from this promo:

Cash advances (local or international) MCCs: 6010 – Member Financial Inst-Manual Cash Disbursement 6011 – Financial Int’l-Automated Cash Disbursement	Special Installment Plan (SIP) transactions via Balance Transfer, Credit-to-Cash, other Non-Retail SIP Loan products
Redemptions of rebates or BPI Rewards Points	Business transactions such as but not limited to i. Direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution ii. Payment services iii. Professional services
Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like; mobile payment/mobile wallet transactions and online payment system (such as but not limited to GrabPay, GCash, PayMaya, PayPal, Coins.ph, and the like) MCCs: 6012 – Member Financial Inst-Merchandise and Services 6540 - POI Funding Transactions	Transactions from casino/gambling, money transfers, quasi cash financial institution, political organizations and bail & bond payment MCCs: 4829 – Wire Transfer Money Orders 6050 – Quasi Cash-Member Financial Inst. 6051 – Quasi Cash-Merchant 7800 – Government Owned Lottery 7801 – Internet Gambling 7802 – Government Licensed Horse/Dog Racing 7995 – Betting (Including Lottery Tickets, Chips) 8651 – Organizations, Political 9223 – Bail & Bond Payments 9754 – Gambling-Horses, Dog Racing, State Lottery

MCCs: Merchant category code (MCC) is a four-digit number assigned to every business that applies to accept credit cards. The number corresponds to the type of business or service the company offers.

Qualified transactions are posted in the Oh My Deals! app within seven (7) to ten (10) banking days from the date of posting of transaction/s in BPI's system.
Once the missions are completed, cardholder will be eligible to claim the eGC/s based on their qualified merchants.
Upon redeeming the eGC, it will appear in the Oh My Deals! app wallet. Choose here from the featured accumulated spend eGC partners in dining, shopping, essentials, and eCommerce categories.

Important Reminders

Only the Principal Cardholder is eligible to register to the promo.
Successful opt-in or registration on the Oh My Deals! app mission page is required to qualify for the promo.

Terms and Conditions

To qualify for the offer, the Cardholder must use his or her Participating BPI Credit Card to pay for his or her purchases at Merchant.
The offer is not convertible to cash or credit. It may not be exchanged with any other product.
The cardholder agrees that should his or her purchase be found to be an act of fraud that he or she initiated, conspired or participated with another person or found to be fraudulent, the Bank shall have the right to charge the full amount of the transaction to his or her card inclusive of any discount availed or extended.
In the event of a dispute related solely to the Bank's processes and the customers' participation in this Promo, the Bank shall decide thereon/shall render a decision, with the concurrence of DTI, which shall be considered final within the context of this promotional offer. This resolution process does not preclude the customer from pursuing further legal remedies as provided by law.

Transaction Details	eGC Posting on Oh my Deals! app wallet
Customer A
Transaction on Foodpanda is qualified and posted on OMD on September 20	eGC is posted in the Oh My Deals! app by September 21
Transaction on Paypal is qualified and posted on OMD on October 21	eGC is posted in the Oh My Deals! app by October 22
Transaction on Apple is qualified and posted on OMD on October 25	eGC is posted in the Oh My Deals! app by October 26
Customer B
Did not complete the required transaction count for Grab	n/a
Transaction on Lazada is qualified and posted on OMD on September 24	eGC is posted in the Oh My Deals! app by September 25

For the accumulated spend eGCs, redemption can be made within sixty (60) days from the date of earning/posting of rewards at the Oh My Deals! app wallet

For Set & Forget:

Transaction Details	Redemption Date
Customer A - All qualified and posted transactions are on OMD by October 26, 2026	eGC is redeemable in the Oh My Deals! wallet up to December 26, 2026
eGC is posted in the Oh My Deals! app by October 27, 2026	(60 days from October 27, 2026)
Customer B - All qualified and posted transactions for two merchants are on OMD by October 31, 2026	eGC is redeemable in the Oh My Deals! wallet up to December 31, 2026
eGC is posted in the Oh My Deals! app by November 01, 2026	(60 days from November 01, 2026)
Customer C - All qualified and posted transactions for two merchants are on OMD by November 05, 2026	eGC is redeemable in the Oh My Deals! wallet up to January 05, 2027
eGC is posted in the Oh My Deals! app by November 06, 2026

For the accumulated spend eGCs, redemption can be made within sixty (60) days from the date of earning/posting of rewards at the Oh My Deals! app wallet

For eGC rewards, the Principal Cardholder must choose from the list of participating merchants and locations as found on their eGC.

The Cardholder must click “CLAIM”
A confirmation page will prompt; tap on “OPEN REWARD” to view your Giftaway Universal eGC on the On My Deals! app wallet.
Upon click on the voucher you will be redirected to your eGC(s) page, which includes all pertinent details such as the eGift amount, unique eGC/redemption code, directions on how to use the eGC, etc. Specific redemption instructions are provided for each merchant.
The eGC is for one-time use only.

All terms and conditions relating to the use of eGC code redemption per merchant, as indicated in the redemption eGC Hub, shall apply.
The status of each qualified eGC will be reflected in the Oh My Deals! app wallet e.g. Active, Used, Expired.
The eGC is not valid in conjunction with any ongoing promos.
All earned but unredeemed eGCs will expire and be deactivated sixty (60) days from the date of posting in the Oh My Deals! app.
All unredeemed eGCs at partner merchants will be deactivated sixty (60) days from the date of redemption in the Oh My Deals! app wallet.
Once a redemption is made, it cannot be canceled, reversed, or applied to another item, or eGC.
The Principal Cardholder is responsible for safekeeping his/her eGCs. BPI and the Merchant partner shall not replace the redeemed eGC code.
BPI will not send notifications via SMS and/or email on the expiry of the earned eGCs. It is the responsibility of the principal cardholder to track the expiry of their rewards. Earned rewards can be redeemed up to 60 days from the date of posting of the rewards in the Oh My Deals! app.